KalTech is a leading AI venture studio, building intelligent digital products that combine
deep tech with business outcomes. From generative AI to autonomous agents, we power
growth across FinTech, HRTech, Web3, and beyond.
KalPay LMS centralizes, automates, and optimizes your entire lending process. Whether you’re offering devices on installment, micro-loans, or BNPL, our system is built to keep things moving fast — and smart.
Manual lending processes are outdated — slow, siloed, and impossible to scale. Teams get buried in spreadsheets, lose leads, and struggle with poor visibility and disjointed communication.
Chaos
Document Flows
Visibility
Drop-offs
Communication
See, filter, and act on leads in real time. Assign follow-ups, upload documents, update status with 1 click.
Track verification flows, manage documentation, and approve leads using a customizable status engine.
Full dashboard insights. Filter by product, city, source, agent, or stage. Export data for reporting or audits.
See, filter, and act on leads in real time. Assign follow-ups, upload documents, update status with 1 click.
Track verification flows, manage documentation, and approve leads using a customizable status engine.
Full dashboard insights. Filter by product, city, source, agent, or stage. Export data for reporting or audits.
Smart Lead Management
Segment leads by city, product, source, or status. Add filters, track document stages, assign to agents.
Multi-Agent + Guarantor Support
Manage individual applicants + linked stakeholders like guarantors. View complete data profiles in one screen.
Channel Attribution
Know which lead came from where — Facebook, Instagram, WhatsApp, referral, or direct.
Whether you're building a BNPL engine, a lending CRM, or embedded credit for your product — we’ve done it before. KalTech blends AI, product strategy, and full-stack engineering to bring your ideas to life, fast.
Schedule a Free Consultation